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Why is this?

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Why do we need to connect to your online banking?

  • • To ensure we lend responsibly.
  • • We carry out a full affordability assessment using your bank account transactions to determine if we can lend to you.
  • • To help you avoid unauthorised overdraft fees.
  • • If approved, our optional automatic deposits feature can top up your account before you go into your unauthorised overdraft.
  • • To know when you can afford repayments.
  • • Our automatic repayment system only takes repayments when you can afford it, for maximum convenience.

SafetyNet Credit is trusted and secure

  • • Over 300,000 people have made use of SafetyNet Credit.
  • • We are rated as "Excellent" on TrustPilot.
  • • We are an award-winning lender.
  • • Your security is our top priority.
  • • The security of any information you share with us is our top priority, which is why we use 256-bit encryption, one of the most widely used encryption methods available.
  • • Our bank connection is ‘read-only’.
  • • Our website uses 256-bit SSL encryption with an Extended Validation certificate supplied by DigiCert.

See more about our Security

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